Introduction and Scope

Stellron Max ("we," "our," or "us") respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, process, and disclose your personal information when you use our budget planning platform and related services available at globalnetworkzone.sbs.

This policy applies to all users of our platform, whether you're browsing as a visitor, registered user, or subscriber to our services. By accessing our website and using our services, you acknowledge that you have read and understood this privacy policy.

Information We Collect

We collect several types of information from and about users of our platform, including information by which you may be personally identified. The categories of personal data we may collect include:

We also collect information automatically when you visit our website through cookies, web beacons, and similar tracking technologies. This includes your browsing behavior, preferences, and interaction patterns with our platform.

How We Use Your Information

We process your personal data for various purposes, always ensuring we have a lawful basis for such processing. Our primary uses of your information include:

• Providing and maintaining our budget planning services, including personalized financial insights and recommendations
• Creating and managing your user account, including authentication and security measures
• Communicating with you about your account, service updates, and important policy changes
• Analyzing platform usage to improve our services and develop new features
• Ensuring platform security and preventing fraud or unauthorized access
• Complying with legal obligations and responding to regulatory requirements
• Marketing our services to you, subject to your consent and communication preferences

We may also use aggregated and anonymized data for research and statistical purposes to better understand user behavior and improve our platform's effectiveness.

Data Sharing and Disclosure

Stellron Max does not sell, rent, or lease your personal information to third parties. However, we may share your information in the following limited circumstances:

We may disclose your personal information if required by law, court order, or government regulation. This includes responding to legal process, investigating suspected fraud, or protecting the rights and safety of Stellron Max, our users, or the public.

In the event of a business transfer, merger, or acquisition, your information may be transferred as part of that business deal. However, we will notify you of any such change in ownership or control of your personal information.

With your explicit consent, we may share information with selected partners who can provide additional financial services that might benefit you. You can withdraw this consent at any time.

Your Privacy Rights

As a user of our platform, you have several important rights regarding your personal data. We are committed to helping you exercise these rights in accordance with applicable Indian privacy laws:

• Right to Access: You can request information about what personal data we hold about you and how we process it
• Right to Rectification: You can ask us to correct any inaccurate or incomplete personal information
• Right to Erasure: You can request deletion of your personal data under certain circumstances
• Right to Restrict Processing: You can ask us to limit how we use your personal information
• Right to Data Portability: You can request a copy of your data in a structured, machine-readable format
• Right to Object: You can object to certain types of processing, including direct marketing
• Right to Withdraw Consent: Where processing is based on consent, you can withdraw it at any time

To exercise any of these rights, please contact us using the information provided at the end of this policy. We will respond to your request within 30 days, though complex requests may take longer. We may ask you to verify your identity before processing your request.

Data Security and Protection

We take the security of your personal information seriously and have implemented appropriate technical and organizational measures to protect your data against unauthorized access, alteration, disclosure, or destruction.

Our security measures include encryption of sensitive data both in transit and at rest, regular security assessments, access controls that limit who can view your information, and secure data centers with physical security measures. We also maintain incident response procedures to quickly address any potential security breaches.

We regularly review and update our security practices to address emerging threats and maintain compliance with industry standards. Our team receives ongoing security training to ensure they understand their role in protecting your information.

Data Retention and Deletion

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this privacy policy, comply with our legal obligations, resolve disputes, and enforce our agreements.

Specific retention periods vary depending on the type of data and the purpose for which it was collected. Generally, we follow these guidelines:

• Account information: Retained while your account is active and for up to 3 years after account closure
• Financial data: Retained for the duration of service use and up to 7 years for compliance purposes
• Communication records: Retained for up to 5 years for customer service and legal purposes
• Technical logs: Typically retained for 12-24 months for security and platform improvement
• Marketing data: Retained until you opt out or for up to 2 years of inactivity

When we no longer need your personal information, we will securely delete or anonymize it. In some cases, we may retain certain information in anonymized form for statistical and research purposes.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand user preferences. Cookies are small data files that are placed on your device when you visit our website.

We use different types of cookies for various purposes: essential cookies that are necessary for the website to function properly, performance cookies that help us understand how visitors interact with our site, functionality cookies that enable personalized features, and marketing cookies that help us deliver relevant advertisements.

You can control cookie settings through your browser preferences. However, please note that disabling certain cookies may limit your ability to use some features of our platform. Most browsers allow you to refuse cookies or alert you when cookies are being sent.

International Data Transfers

While Stellron Max primarily operates within India, some of our service providers may be located outside India. When we transfer your personal data internationally, we ensure appropriate safeguards are in place to protect your information.

We only work with service providers who agree to adequate data protection measures, and we implement appropriate transfer mechanisms such as standard contractual clauses or adequacy decisions where applicable under Indian data protection laws.

Children's Privacy

Our services are not directed to children under the age of 18, and we do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18 without verification of parental consent, we will take steps to delete that information promptly.

If you believe we might have information from or about a child under 18, please contact us immediately using the contact information provided below.

Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last Updated" date at the bottom of this policy.

For significant changes that materially affect how we use your personal information, we will provide additional notice through email or prominent notice on our website before the changes take effect. We encourage you to review this policy periodically to stay informed about how we protect your information.

Your continued use of our services after any changes to this policy will constitute your acceptance of such changes.